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Why it’s important to know the difference between homeowners insurance and mortgage insurance A lot of buyers think these two are the same thing. They’re not and confusing them can lead to surprises. Here’s the difference ⬇️ Homeowners insurance protects you This covers the home itself things like fire, storms, theft, and liability. If something happens to the house, this policy helps pay for repairs or replacement. Mortgage insurance protects the lender Mortgage insurance (often called PMI) doe
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Why it’s important to know the difference between homeowners insurance and mortgage insurance A lot of buyers think these two are the same thing. They’re not and confusing them can lead to surprises. Here’s the difference ⬇️ Homeowners insurance protects you This covers the home itself things like fire, storms, theft, and liability. If something happens to the house, this policy helps pay for repairs or replacement. Mortgage insurance protects the lender Mortgage insurance (often called PMI) doe
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